FINANCIAL LITERACY
Build a better budget. The decisions you make impact your financial well-being.
Explore the links below to access a range of trusted resources designed to help you make smart financial decisions. From budgeting and loan repayment to building good credit and understanding key personal finance terms, these tools will support your journey toward financial wellness.
Remember: The choices you make today directly impact your financial future.
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Federal Financial Literacy Information:
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Other resources:
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Avoid scams and prevent identity theft when applying for aid
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CashCourse: Free financial education made for college students.
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NerdWallet Student Finance: Simple guidance on student credit cards, budgeting, and loans.
Tools and calculators:
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Money Management International – Monthly Budget Calculator
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Want help with your budget? Money Management International offers a free counseling session.
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bigfuture.collegeboard.org/pay-for-college/tools-calculators
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Want to practice building a budget with the fun spinner below? Check out the Eastern Wyoming College (EWC) Budget Worksheet that was used as an activity during their Financial Literacy Month events in April 2018!
INSTRUCTIONS: Use this worksheet to prepare an annual budget. The budget should be based off of the entry-level salary for a career listed on the back of this worksheet. Common expense categories are included on the worksheet. If you need help estimating amounts for a category, we do have average expense amounts for insurance, utilities, housing, and cell phones bills listed on the back of the worksheet. Some categories may not apply to you. Try to budget to $0. Use the “Amount” column for your initial budget.
After building your original budget, "spin" three times - life may happen, life may help, or life may do a little bit of both. Use your results from the spinner to adjust your Budget Worksheet amounts. Use the "Revised" column on your worksheet to accommodate any changes. If you would like more information about your Life Happens or Life Helps result(s), please review our Life Happens, Life Helps "cards."